USDA Offers Home Repair Loans and Grants

The U.S. Dept. of Agriculture Rural Development is currently accepting loan applications from very low income families to repair homes in rural Michigan communities.

The funds are available through the Section 504 Home Repair Loan Program. Loans may be up to $20,000, carry an interest rate of 1 percent and can be used to for repairs, improvements, weatherization, and to make a home accessible for persons with a disability. In addition to loan funds, grant funds up to $7,500 are available for homeowners 62 years or older for repairs to remove health or safety hazards, and/or remodel dwellings to make them accessible to household members with disabilities.

Applicants must have an acceptable credit history (loans only), meet income guidelines, have repayment ability to service the new loan and any existing obligations, be a United States citizen or legally admitted for permanent residence, and own and personally occupy the home on a permanent basis.

Program is restricted to homes located in eligible areas. Please see website to check your address of your home or contact the Mason Office. All of Livingston county is considered Rural.
To learn more, contact the USDA Rural Development Mason Office at 517-676-4644 Ext. 4 or visit

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